Your insurance portal for on-rent coverage.
Primary, A-rated, On-Rent Coverage for fleets of any size. Private rentals, rideshare and gig included. Get access now.
Get Started for Coverage
Track and manage, all in one place.
Monitor your fleet, track coverage, and manage claims with real-time insights. Everything you need to run your rental business efficiently, accessible from anywhere.
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Add Rentals
Track Policies
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Private Rentals, Inc
Real time monitoring - vehicles on rent, renters, coverage, & claims.
Fleet Overview
Coverage Mix
Claims Timeline
The RentShield Insurance Portal is invite-only, designed for operators who are ready to scale smarter and stand apart from the competition.
We are currently welcoming new applications in Arizona, California, Colorado, Florida, Georgia, Maryland, Pennsylvania and South Carolina — with more launching in late 2025.
Step 1: Initial Application
Apply for underwriting
Get Started with contact and vehicle info.
Step 2: Policy Activation
Get access to your portal
Approved rent-ready vehicles are on stand-by.
Step 3: Schedule Rentals
Select date and time to begin policy.
Start and stop trips anytime you want.
Step 4: Pay per day
Policies are billed in 24 hour increments.
Track rentals, policies and claims, all in one place.
On Rent Insurance Plan
Physical Damage Insurance
Covers damage to vehicles
Coverage Snapshot
Pricing
Daily pricing (billed only for rental days)
Limits
Vehicle physical damage protection up to $60k or ACV
Driver Eligibility
Minimum age 21; U.S. drivers only
Coverage Window
Each policy provides a continuous 24-hour period
Deductible
A $2,500 deductible applies to all covered physical damage claims. The rental operator is responsible for this deductible with the insurance carrier.
Keep your business, vehicles and renters protected.
Access to our most comprehensive coverage
- Private/Direct rentals
- Rideshare rentals
- Rideshare compliance card
- Third-party bodily injury
- Third-party property damage
- Meets state minimum requirements
- Collision (including rollovers)
- Theft, vandalism, fire, flood
- Hail, windstorm, falling objects
- Glass breakage from covered events
- Intentional or reckless acts
- Use while intoxicated or impaired
- Racing, stunts, or off-roading
- Unauthorized drivers or illegal use
- Wear and tear or mechanical failure
- Personal belongings
- Government seizure or war-related events
- Diminution in value or loss of use
- Incidents not reported within 24 hours
Frequently Asked Questions
Everything you need to know about On-Rent Coverage
Yes. To access on-rent coverage, you'll need an active Period X / Off-Rent policy in place.
We support vehicles without specialized add-ons (e.g., wheelchair lifts/ramps, refrigerators, car-wash systems).
Standard passenger vehicles with four wheels and seating for up to 15 passengers are eligible. Box trucks, tow trucks, buses, stretched vehicles, trailers, and recreational vehicles (campers, ATVs, motorcycles, Slingshots, etc.) aren't included.
Not at this time. Brands like Ferrari, Lamborghini, McLaren, Pagani, Aston Martin, Lotus, and Bugatti are outside program scope.
Yes—vehicles must have four wheels.
The named insured should have a valid driver's license and clean driver's record.
It's available for vehicles valued at $5,001 or more.
Arizona, California, Colorado, Georgia, Maryland, Pennsylvania and South Carolina.
Vehicles over 125,000 miles are eligible with a $250 annual fee.
Simple and transparent pricing.
No Monthly Subscription Fees
Ride Share Compliance Fee: $4 per rental day (if applicable)
Processing Fees
$2.99 per transaction + Stripe fee (2.9% + $0.30)
One time application fee of $150 + $10 per approved vehicle
Vehicles over 125,000 miles are eligible with a $250 annual fee.
Must maintain two forms of payment on file.
Unused premium days will be credited to account.
Fees are non-refundable.
Book free coverage strategy session
We're here to answer questions, discuss strategy, and build coverages you need.
Legal & Compliance Notice
Coverage is underwritten by one or more A-rated U.S. insurance carriers. Availability, limits, and deductibles vary by state and underwriting approval. Quotes are not a guarantee of coverage. Coverage becomes effective only after underwriting approval and policy activation in the portal. Eligibility includes drivers 21+, verified identity and license, and no DUI within the past 10 years.
Premiums are charged per rental day while a vehicle is On-Rent. Activation and processing fees apply. Unused premium days are credited; fees are non-refundable. This page is a brief product summary and does not replace the policy. Refer to policy documents for full terms, exclusions, and conditions.